Meet Niki

As a mortgage professional, I've built my reputation on providing outstanding service to clients for more than 15 years. My business is built upon referrals, and my goal is to exceed your service expectations.

Home loans can sometimes be detailed and confusing. Let me make your mortgage clear and easy for you.

I am committed to earning your trust. My personal involvement in each transaction ensures you have a resource throughout the process. I will work closely with everyone involved in the process to make certain your closing happens smoothly.


How I Work

I’ll be with you every step of the way. From your initial pre-approval, through processing and closing, I am only a phone call, text or email away.

Let me put my knowledge and expertise to work for you. With exceptional communication and follow-up, I promise to make financing or refinancing your home pleasant for you.

I enjoy building lifelong relationships with my clients, and you will always receive highly personalized service from me.

Here at Bell, we have access to multiple investors, giving our clients highly competitive rates, plus a wide variety of loan programs that can work for you.


Expertise and Specialties

  • First-time home buyers
  • Conventional
  • FHA
  • VA
  • USDA Rural Development
  • Second homes


MortgageMapp is an electronic business card that does more than share my contact information with you. It also gives you 24/7 access to various tools and calculators to help you research mortgage or refinance options. You can easily share this app with friends and family.

With access to multiple investors, we give clients the flexibility of highly competitive rates and a wide variety of loan programs. We have access to portfolio financing, which provides clients with more financing options.


  • Calculate Payments
  • Real time rate trends
  • Request a pre-approval
  • Share with family friends & clients

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